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Buying a Home

The home buying process can be daunting. But it doesn't have to be. That's why I've created this step by step guide. I'll walk you through everything from what to look for in a real estate agent all the way to walking into your new home with keys in hand.

Bianca Kofman Realtor

1. Find Your Agent

Buying a home is going to be one of the most important decisions you will make. Who you hire as your buyer agent matters. It will impact how much advice, inside access, and information you’ll receive.

Bianca, along with her team at Keller Williams, is committed to finding you the right home, at the right time, and the right price. She’ll be your overzealous advocate throughout the entire process.

2. Get Pre-Approved

Your #1 home buying preparation tool is going to be getting a pre-approval letter. Unless you are paying with all cash, you’ll need this pre-approval for a few reasons. 

  1. A pre-approval letter helps us to determine an appropriate price range for what you’re willing to pay.
  2. A pre-approval letter identifies you as a serious home buyer.
  3. A pre-approval letter will make the mortgage process smoother and faster. 

But don’t worry. We’ll work together to find lenders and receive your pre-approval.

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Bianca Kofman Realtor

3. Open Houses & Off Market Listings

What is ghost inventory? Ghost or Shadow inventory is referring to any homes that are soon to be or already on the market, but are not listed on the MLS or online. This can happen for a few different reasons, but the important thing to know is that only a real estate agent knows about this inventory. Bianca will not only scour the listed properties, but will find the off-market listings that fit your search criteria to view. Increasing the inventory available to you!

When we discover the properties that are right for you, it is not time to view them. Bianca will visit right along side you at open houses and private viewings to ensure nothing goes missed and all your questions are answered, even the questions you didn’t know you should ask.

4. Disclosure Package

Disclosures refers to the set documents that sellers and the listing agent are required to complete and provide buyers regarding the property they’re selling. This package can be daunting and hard to understand if reviewing on your own. Bianca will walk you through the necessary paperwork and help you to truly understand what you’re reading.

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Bianca Kofman Realtor

5. Submitting an Offer

In a hot market, writing an offer can be disheartening. A buyer’s agent will help you in understanding what will be your best offer on your dream property! Bianca will work with you to draft the offer letter, submit all necessary paperwork and negotiate on your behalf.

6. Escrow

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Bianca Kofman Realtor

7. The Mortgage Process

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8. Walk-through & Close of Escrow

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Ready to start the buying process?

Feel free to reach out to me and we can start the conversation.

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