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Priced Out of San Francisco: Finding a Multigenerational Home Nearby That Works Long-Term

Bianca Baca

Many buyers begin their search focused entirely on San Francisco, only to discover that pricing and competition make their original plan unrealistic.

This story is about adjusting the search thoughtfully, not giving up.


Two Years of Searching

I worked with these buyers for nearly two years. During that time, they explored multiple San Francisco neighborhoods and price points, only to find that the homes available did not support their long-term goals.

Their priorities were clear:

  • Space for a future father-in-law
  • Flexibility for an adult son to inherit the home
  • Long-term livability rather than short-term compromise

Expanding the Search Strategically

Rather than moving far away, we focused on nearby areas that offered:

  • Larger lots
  • Single-level living
  • Proximity to San Francisco and the Peninsula

This approach unlocked options that were simply not available within city limits at the same price point.


The Right Fit

The home they purchased provided:

  • Room to grow
  • Multigenerational flexibility
  • Long-term value and stability

Most importantly, it supported a family plan that extended well beyond the first move-in.


Why This Story Matters

Being priced out of San Francisco does not mean losing the opportunity to buy well. It often means redefining success based on long-term goals.


Final Thoughts

The best real estate decisions are not always about winning a specific neighborhood. They are about choosing a home that supports your life for years to come.

If you are feeling priced out or stuck, I am always happy to help you explore thoughtful alternatives.

Bianca Kofman Baca

San Francisco Bay Area Real Estate Agent

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